Credit Card Analyst

Job details

Job Overview: Bank AL Habib is seeking analytical and detail-oriented professionals to join our Credit Card Initiation Unit as Credit Card Analysts. The role involves evaluating applications, ensuring regulatory compliance, and supporting risk assessment within the Credit Card portfolio. Qualification & Experience: • Bachelor’s degree required (Master’s preferred). • Minimum 1 year of relevant experience. • Strong command of MS Office, particularly MS Excel. Key Responsibilities: • Ensure compliance with SBP guidelines related to Credit Cards. • Perform data entry in the Credit Card Management System. • Evaluate customer debt burden and prepare Risk Rating Sheets / Credit Card Checklists. • Conduct negative listing checks (Debarred / FIU Watchlist) in coordination with Compliance. • Process limit enhancement, reduction, and upgrade cases. • Manage credit card renewals and application archiving. • Prepare daily and monthly MIS reports. • Update customer information in the Core Banking System. • Handle customer complaints and product leads in a timely manner. • Manage SBP reporting requirements (e-CIB, Risk Rating, A-07, etc.). • Support quarterly BCP drills and assigned unit tasks. Location: Karachi