Credit Analyst

Job details

Qualification: Master’s or bachelor’s degree. Experience: • Candidates with 1–3 years of experience in the Credit Card Division are preferred. • Fresh graduates are also encouraged to apply. Skills & Abilities: • Sound understanding of finance and credit card concepts. • Strong analytical skills. • Excellent verbal and written communication skills in English. • Proficiency in MS Office. • Ability to multitask effectively. Location: Karachi Job Description: • Initiate e-CIB requests for credit card applications through Lotus Notes to BAHL RRD. • Perform data entry in the Credit Card System. • Conduct Verisys checks through the NADRA-provided system for all applications received from branches. • Review reports to confirm credit card screening by the Compliance Division. • Calculate customers’ monthly average income based on bank statements and prepare the Debt Burden Sheet. • Maintain various MIS reports on a daily and monthly basis. • Update email addresses, mobile numbers, and branch codes in the Al Habib Banking System. • Resolve credit card–related complaints in a timely manner. • Prepare mailers for renewal and new credit card issuance.